Current Rates

Auto Loan Rates

Unlock a Lower Rate


Earn a rate discount up to 1.25%* on your new auto loan! All members qualify for the following discounts on new auto loans:

  • Payroll Direct Deposit Rate Discount - 0.75%
    Any current or new payroll direct deposit qualifies. Set up yours and get paid up to two days earlier.

  • Automatic Payment Rate Discount - 0.50%
    Sign up for automatic payments on your new loan.

  • 5+ Years of Membership Rate Discount - 0.25%

  • Multiple Loan Rate Discount - 0.50%
    Must have an existing, open loan to qualify. Includes credit cards!

The rates below include a 1.25% APR* discount.


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Newer (2021 and Newer) Auto Loans

Term Period Rates as Low As*
36 Month 5.49% APR
48 Month 5.49% APR
60 Month 5.49% APR
72 Month 5.99% APR
84 Month 6.49% APR
96 Month 6.99% APR

 

Older (2020 and Older) Auto Loans

Term Period Rates as Low As*
36 Month 5.74% APR
48 Month 5.74% APR
60 Month 5.99% APR
72 Month 6.24% APR
84 Month 6.74% APR

96 month period loan term is available for loans over $40,000 on model years 2021 or newer.

*APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Additional restrictions and qualifications apply. Rates are effective as of December 2024 . 

Recreational Vehicle Rates

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Newer (2021 and Newer) Motorcycle and ATV Loans 

Term Rates as Low As*
36 Month 7.49% APR
48 Month 8.99% APR
60 Month 9.99% APR
72 Month 10.99% APR

Older (2020 and Older) Motorcycle and ATV Loans

Term Rates as Low As*
36 Month 8.49% APR
48 Month 9.99% APR
60 Month 10.99% APR
72 Month 11.99% APR

*APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Additional restrictions and qualifications apply. Rates are effective as of December 2024 .

Newer (2021 and Newer) RV and Trailer Loans 

Term Period Rates as Low As*
84 Month 6.24% APR
120 Month 6.74% APR
180 Month 7.24% APR

Older (2020 and Older) RV and Trailer Loans

Term Period Rates as Low As*
84 Month 6.74% APR
120 Month 7.24% APR
180 Month 7.74% APR

 *APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Additional restrictions and qualifications apply. Rates are effective as of December 2024 .

Newer (2021 and Newer) Boat Loans

Term Period Rates as Low As*
84 Month 6.24% APR
120 Month 6.74% APR
180 Month 7.24% APR

Older (2020 and Older) Boat Loans

Term Period Rates as Low As*
84 Month 6.74% APR
120 Month 7.24% APR
180 Month 7.74% APR

*APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Additional restrictions and qualifications apply. Rates are effective as of December 2024  .

Line of Credit Rates

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Credit Cards, Personal Loans and Personal Line of Credit

Credit Line Type Rates as Low As+
Classic 16.75% APR
Platinum 14.00% APR
Business 14.00% APR
Student Silver 14.00% APR
Personal Loan 14.50% APR
Line of Credit 14.25% APR

+APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history. Lines of Credit are variable rate and subject to change. Rates and terms are subject to credit approval and can change without notice. Additional terms and conditions apply. Additional restrictions and qualifications apply. Rates are effective as of December 2024. 

 

Savings and Money Maker Rates

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Savings and Money Maker Rates

Name Deposit Range Dividend APY† Minimum Balance
Ownership 5.13% 5.25% None
Savings 0.05% 0.05% $100
Money Maker 0.50% 0.50% $2,000
Money Maker 10k 0.60% 0.60% $10,000
Money Maker 25k 0.75% 0.75% $25,000
Money Maker 50k 0.90% 0.90% $50,000
Money Maker 100k 1.00% 1.00% $100,000
Money Maker 150k 1.00% 1.00% $150,000
Rogue Rangers 1.25% 1.26% None
Rogue Rangers 10K+ $10,000 and Up 0.50% 0.50% $10,000
Rogue Climbers 1.25% 1.26% None
Rogue Climbers 10K+ $10,000 and Up 0.50% 0.50% $10,000
Rogue Climbers Checking 0.00% 0.00% None

†APY= Annual Percentage Yield. A withdrawal of dividends will reduce earnings. Rates may change on variable rate accounts after the account is opened. Feeds could reduce earnings. Fees may apply if minimum balance is not met. If you have any questions or require current rate information on your accounts, please contact us at 800.856.7328. Rates are effective as of December 2024.

Certificate Rates

Certificates $500 - $24,999

Term Period Dividend APY‡
6 Month 3.64% 3.70%
12 Month 3.54% 3.60%
24 Month 2.72% 2.75%
30 Month Bump Rate 2.28% 2.30%
36 Month 1.98% 2.00%
48 Month 1.49% 1.50%
60 Month 1.49% 1.50%
72 Month 1.49% 1.50%

Certificates $25,000 - $99,999

Term Period Dividend APY‡
6 Month 3.83% 3.90%
12 Month 3.74% 3.80%
24 Month 2.91% 2.95%
30 Month Bump Rate 2.47% 2.50%
36 Month 2.18% 2.20%
48 Month 1.69% 1.70%
60 Month 1.69% 1.70%
72 Month 1.69% 1.70%

Certificates $100,000 and Up

Term Period Dividend APY‡
6 Month 3.93% 4.00%
12 Month 3.83% 3.90%
24 Month 3.01% 3.05%
30 Month Bump Rate 2.57% 2.60%
36 Month 2.28% 2.30%
48 Month 1.79% 1.80%
60 Month 1.79% 1.80%
72 Month 1.79% 1.80%

Certificate Add-On - Small Savers

Minimum Balance Term Period Dividend APY‡
$100 12 Month 3.45% 3.51%

‡APY = Annual Percentage Yield. Minimum deposit $500 to open and maintain APY. The APY is based on an assumption that dividends will remain on deposit until maturity. Fees may reduce earnings. Penalty will be imposed for early withdrawal. Fees could reduce earnings. Certificate Add-On Small Savers are not eligible on Individual Retirement Accounts (IRA). If you have any questions or require current rate information on your accounts, please contact us at 800.856.7328. Offer subject to change without notice. Rates are effective as of December 2024.