Personal Loans

A Backup for Those Unexpected Situations or Expenses

Be financially prepared with a personal loan that fits your unique needs.

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Personal Line of Credit

Funds from your line of credit are accessible online or at any of our branches and ATMs. You can also attach your line of credit to your checking account to serve as your first line of defense against overdraft fees. Credit lines and rates are dependent upon your credit history and relationship with Rogue. 

  • Variable rate structure 
  • No collateral required 
  • No-cost overdraft protection 
  • Flexible credit limits starting at $500 based on member qualifications
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Personal Loan

When life throws you a curveball, a personal loan* can provide the funds you need. A personal loan can also help save you money when you use it to consolidate your other debt. 

  • Fixed rate 
  • No collateral required 
  • No pre-payment penalty 
  • Up to 60-month term 
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Certificate-Secured Loans

When you’re looking for a low rate, a certificate-secured loan can help. Your certificate will continue to earn interest while serving as the collateral that secures your loan.

  • Get a rate only 3% above that of your certificate
  • Use a certificate or savings account as collateral
  • Up to 84-month term
  • Feature

    Certificate-Secured Loan

    Personal Line of Credit

    Personal Loan

     Rate Structure  Fixed  Variable   Fixed 
     Current Rate   3.0% Above Certificate Rate 14.00% APR*   14.25% APR* 
     Borrowing Limit 100% of Balance  $50,000  $35,000 
     Loan Terms  Up to 84 Months  Revolving   Up to 60 Months 
     Collateral Required  Yes   N/A  N/A 
     Online Banking  Yes   Yes   Yes  
     Local Support  Yes   Yes   Yes 
     Payment Protection  Yes   Yes   Yes 
     Make Payments Online  Yes   Yes   Yes 

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Rates are effective as of March 29, 2025