Personal Loans

A Backup for Those Unexpected Situations or Expenses

Be financially prepared with a personal loan that fits your unique needs.

Personal Lines of Credit

Funds from your line of credit are accessible online or at any of our branches and ATMs. You can also attach your line of credit to your checking account to serve as your first line of defense against overdraft fees. Credit lines and rates are dependent upon your credit history and relationship with Rogue. 

  • Variable rate structure 
  • No collateral required 
  • No-cost overdraft protection 
  • Flexible credit limits starting at $500
    based on member qualifications

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Personal Loans

When life throws you a curveball, a personal loan* can provide the funds you need. A personal loan can also help save you money when you use it to consolidate your other debt. 

  • Fixed rate 
  • No collateral required 
  • No pre-payment penalty 
  • Up to 60-month term 

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Certificate-Secured Loans

When you’re looking for a low rate, a certificate-secured loan can help. Your certificate will continue to earn interest while serving as the collateral that secures your loan.

  • Get a rate only 3% above that of your certificate
  • Use a certificate or savings account as collateral
  • Up to 84-month term

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For well qualified borrowers, based on credit, income and other underwriting criteria.

*APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Rates and terms are subject to credit approval and can change without notice. Additional restrictions and qualifications apply. Lines of Credit are variable rate and subject to change. Rates are effective as of November 2024.

**Rate reflected for Personal Loans include the maximum discount of 0.75%. The following discounts are available: 0.50% for automatic payments; 0.50% for members with existing Rogue loans; 0.75% for a Rogue Deposit Account with direct deposit or a $1,500 minimum recurring deposit; or 0.25% for memberships older than 5 years or “Premier” members (click here for details on Premier Membership). Discounts can be combined up to a maximum of 0.75%.