Home Equity Loans

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Tap Into Your Home's Equity

Use a home equity loan to make improvements, consolidate debt or pay unexpected expenses.

Home Equity Loans

  • Current rates as low as 8.24% APR* (includes applicable discounts)
  • 10- to 20-year terms 
  • Borrow up to 80% of the value of your home 
  • Low rates and fees
     

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Home Equity Line of Credit (HELOC)

  • Current rates as low as 7.74% APR* (includes applicable discounts)
  • All Rogue Home Equity Lines of Credit are variable rate and subject to change
  • Revolving credit line
  • Interest-only payment options 
  • No annual fee
  • Low rates and fees
 

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Home Equity Loan vs. HELOC

Which is Right for Me?

A home equity loan provides you with one lump sum taken at the time the loan is finalized. Home equity loans typically have a fixed interest rate for a fixed term and a fixed monthly payment. You might consider this type of loan to consolidate debt or pay off large expenses. A HELOC, on the other hand, is a revolving line of credit, similar to how a credit card works.

A HELOC provides the flexibility to withdraw money as you need over a 10-year period. You might consider a HELOC for things such as home improvements.

Give us a call at 800.856.7328 or schedule an appointment at your local branch to speak with one of our team members and determine which loan is right for you!

 


*APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 0.50%. Additional restrictions and qualifications apply. Rates are effective as of December 2024.