Auto Loans

Let’s Get You on the Road

We’ll make your car-buying process easy and affordable with low interest rates and a 30-day rate lock.

Auto Loans

For over 60 years, Rogue has been helping buyers finance their dream cars. We understand how exciting the car-buying process is, and we’re committed to providing exceptional service to get you on the road faster.

  • Low, fixed interest rates
  • Rate discounts for automatic payments, fuel-efficient vehicles, premier members or members who have been with Rogue for 5+ years
  • Quick and easy online application
  • Shop around with a 30-day rate lock on pre-approvals

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First-Time Buyer Program

Buy your first car and build your credit with our First-Time Buyer Program! Designed for applicants with no credit score or limited credit history, we’ll get you on the road with manageable terms and rates as low as 5.99% APR.*

How to Qualify:

  • Work for at least one year at the same employer, with no gap in employment
  • Have a current paystub to verify your income
  • Have a down payment of 5% or more in cash or trade
  • Have proof of insurance

Vehicle Requirements:

  • Must be 15 years old or newer
  • Mileage must be less than 150,000 miles

Including your loan payment, your debt-to-income (DTI) ratio must be less than 40%
To calculate your debt-to-income ratio, divide your total monthly debts (loan payments) by your gross (total) monthly income.



See how much you can afford with our Auto Loan Calculator.


Calculate My Payment

Car-Buying Made Easier with AutoSmart

Shop local dealerships by make and model and gather all the information you need to visit a local dealership!

  • Browse from your mobile device or computer
  • Explore available inventory or search by make and model
  • Get pre-approved in a few clicks

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TruStage® Auto Insurance

If you haven't gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars.

Rogue Credit Union members may qualify for a discount on car insurance through the TruStage® Auto Insurance Program. You could save big, and it can be easy to switch carriers—without losing any money.

TruStage makes available a powerful mix of savings and popular, member-friendly benefits:

  • Credit union members could save hundreds**
  • Nationally recognized companies
  • Friendly, 24/7 service—even on holidays
  • Discounts for multiple vehicles, safety features, good driving and more**
  • Mobile app for easy claims

It’s easy to get a free quote today. Don’t wait to see how much you could save.


*APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Additional restrictions and qualifications apply. Rates are effective as of December 2024. 

**TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC. Coverage provided and underwritten by Liberty Mutual® Insurance and its affiliates, 175 Berkeley Street, Boston, MA 02116 USA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Discounts are not available in all states and discounts vary by state.