Credit Unions vs. Banks
Your Difference
A membership with Rogue is more than a savings and checking account. It means you are an owner of the credit union, so we treat you like one.
At Rogue, doing the right thing for our members and the local community is at the heart of every decision we make. As a not-for-profit cooperative, we exist to serve YOU, our member-owner.
Rogue Credit Union’s mission is to make an impact in the communities we serve every day through living, giving and supporting local. YOUR credit union exists for one purpose: to serve YOU, our members. As a not-for-profit cooperative, our focus is not our assets, but giving back to the communities we serve.
Top 7 Myths About Credit Unions
When you are deciding where to open your financial accounts, you may wonder: Should I go to a bank or a credit union? As you make your decision, consider what matters to you most – for example, having access to branches and ATMs nationwide or the lowest fees on a checking account.
Fact: Credit unions don’t answer to outside shareholders and instead give earnings back to their members through benefits like…
Fact: While credit unions do require that members meet certain requirements to satisfy a common bond…
Fact: Being a member means that you’re an owner!
Fact: Your deposits, up to $250,000, are federally insured by the NCUA and…
Fact: Credit unions offer the same products and services as banks, in addition to…
Fact: Banks are for-profit financial institutions…
Fact: Our philosophy of serving every member, every moment…
Providing Value for Our Members and Our Communities
We’re a credit union and that means we do things a little differently. As a not-for-profit financial cooperative, Rogue is owned by its members and serves our local communities. We exist to serve our members, not to make a profit. At Rogue, earnings are returned to our member-owners in the form of lower loan rates, higher interest rates on deposits, lower fees, and Loyalty Dividends.
At a credit union, when you’re a member, you’re also an owner. Every member has an equal share and voice in the credit union – no matter how much is in your account. We answer to our member-owners and we are committed to doing what’s right for YOU.
Over 200,000 member-owners are the driving force behind Rogue’s focus on providing financial solutions that fit YOUR individual needs. Our community-based board of directors features representatives from the regions we serve. The Rogue Board of Directors live and work in our communities and know the unique challenges and opportunities we face. The Rogue Credit Union Board of Directors has one purpose - to ensure that you have a trusted local financial institution that builds loyalty through member-focused financial solutions.
